AML program development
Build or refresh written AML programs aligned to your products, locations, and regulatory expectations.
Learn more AML/BSA compliance advisory
Practical AML Compliance Support for Growing Financial Businesses
Peak AML helps MSBs, fintechs, and regulated financial companies build defensible compliance programs, manage risk, and prepare for regulatory review — with experienced advisory support first, and optional technology where it adds value.
- Advisory-first support for MSBs, fintechs, and payment companies
- Practical program design, testing, and remediation experience
- Optional technology where it supports compliance work
- Not legal advice — compliance support only
Core services
Compliance advisory built for real operations
From program design to independent testing and remediation — structured support for teams managing BSA/AML obligations day to day.
Enterprise-wide risk assessments
Structured assessments of products, customers, geographies, and channels with documented mitigation plans.
Learn moreCustomer risk model development
Practical risk scoring frameworks with clear documentation for onboarding and periodic review.
Learn moreIndependent AML reviews
Objective review of program design, monitoring effectiveness, and documentation readiness.
Learn moreCTR and SAR process reviews
Evaluate drafting, review, approval, and recordkeeping workflows — without replacing your filing obligations.
Learn moreTransaction monitoring design
Scenario design, threshold tuning guidance, and alert routing aligned to your transaction patterns.
Learn more Who we serve
Regulated financial businesses we support
Practical AML advisory for cash-intensive and payment-focused operations.
Currency exchanges and banknote dealers
Walk-in and wholesale currency operations with complex customer types, large cash volumes, and location-based oversight needs.
Industry overview →Money transmitters
Domestic and cross-border payment flows requiring structured KYC, corridor risk, and agent oversight.
Industry overview →Check cashers
High-volume retail financial services with repeat customers, varied instruments, and location-specific risk.
Industry overview →ATM operators
Terminal networks, cash loading partners, and transaction patterns that require focused monitoring design.
Industry overview → Why Peak AML
Practical compliance support, not shelf-ware
We help compliance teams build programs they can operate, document, and defend.
Practical, not theoretical
We focus on programs and workflows your team can actually operate — not generic templates disconnected from your products and locations.
Regulated financial operations experience
Our work centers on MSBs, payment companies, and cash-intensive financial businesses with real examination and operational complexity.
Documentation that holds up
Policies, risk assessments, and investigation records designed for internal QA, audit, and regulatory review — not shelf-ware.
Human judgment first
Technology supports documentation and workflow when needed. Compliance decisions remain with your team.
Clear scope and honest availability
We define engagement deliverables upfront. Platform modules are offered with transparent availability status — no false GA claims.
Flexible engagement models
Project-based reviews, remediation support, training, ongoing advisory, or fractional compliance leadership — matched to your needs.
How we work
Engagement process
A structured approach from understanding your business through implementation and validation.
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Understand your business
We learn your products, channels, locations, customer types, and current compliance structure before recommending work.
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Assess risks and gaps
Structured review of program design, monitoring, documentation, and operational readiness against your regulatory context.
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Build a work plan
Scoped deliverables, timelines, and ownership — with clear boundaries on what Peak AML provides versus your internal team.
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Implement and validate
Execute advisory work, support remediation, and validate completed items. Optional technology where it adds value.
Resources
Featured expertise
Reference materials for compliance teams — additional guides published as available.
Program design
Building a defensible AML program structure
How to organize policies, procedures, roles, and documentation so compliance teams can respond consistently to regulatory expectations.
Risk assessment
Practical enterprise risk assessment workflows
A structured approach to documenting products, customers, geographies, and mitigating controls without over-engineering the process.
Monitoring
Designing transaction monitoring for MSB activity
Considerations for scenario design, alert routing, and investigator workflows in cash-intensive and payment businesses.
Technology
Technology That Supports Better Compliance Work
Optional compliance technology for teams that want structured workflows alongside advisory support. Module availability varies — we will confirm what is ready for your use case.
Customer and business risk
Early accessStructured risk profiles for individuals and businesses with review triggers and documentation.
KYC and beneficial ownership
Early accessCollect, verify, and maintain customer identification and ownership information.
Compliance documentation
Early accessCentral repository for policies, procedures, and program artifacts.
Ready to discuss your compliance needs?
Speak with a compliance specialist about program development, testing, remediation, or ongoing advisory support.